Pradhan Mantri Jeevan Jyoti Bima Yojana – Many kinds of schemes are operated by the Government of India for the welfare of the common citizen. Under all these public welfare schemes, the PM Jeevan Jyoti Beema Yojana 2024 was commenced by the Government of India, which began with the Life Insurance Corporation & other private & public sector banks. Has issued for the benefit of the people. Through this scheme, if an Indian people dies before the age of 55, then the government will give insurance coverage of 200000 to the nominee of that person.
Pradhan Mantri Jeevan Jyoti Bima Yojana 2024
Contents
Today, through this writing, we’ll tell you various kinds of detail about this scheme, like its benefits, eligibility, the application procedure, etc. But, you’ll have to read this article til the bottom. The PM Jeevan Jyoti Bima Yojana has commenced only for the natives of India. Under this scheme, after the death of the insured person, the nominee, i.e., the family, gets compensation up to 200000. Actually, let us tell you that the biggest benefit of the PMJJBY 2024 is for those poor people who can’t commence their insurance with big private companies.
However, the maturity period of this insurance has fixed by the Central Government at the age of 55 for the insured. You only have to pay a yearly premium of Rs. 330. Which receives automatically debited from the bank account of the insured each year in the month of May. That is, the coverage for this insurance commence on June 1 of that year & nations till May 31 of the upcoming year. The major advantage of the PMJJBY 2024 is that any person can give social security to his family after his death so that they don’t face financial difficulties.
Pradhan Mantri Jeevan Jyoti Bima Yojana 2024 Details
| Article Caption | Pradhan Mantri Jeevan Jyoti Bima Yojana |
| Authority | Central Government |
| Investment Money in This Yojana | 330 Rs. Per year |
| Beneficiary & Insurance cover | Indian Citizens & 200000 Rs. |
| Pradhan Mantri Jeevan Jyoti Bima Yojana launch in | 9 may 2015 |
| Category | Sarkari Yojana |
| Helpline Number | 1800-180-1111 , 1800-110-001 |
| Website | jansurksha.gov.in |
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Benefits of PMJJBY
- If you’re willing to receive these Jeevan Jyoti Bima Yojana benefits, then your age should between 18 & 50.
- 2ndly, you can receive life insurance coverage up to Rs. 200000 by paying a premium of 330 yearly.
- 3rd, if you’re willing to take advantage of PMJJBY, then you’ll have to apply for this scheme shortly.
- As per the 3rd PMJJBY 2023, the yearly installment should done before May 31 during each annual period.
- The enrollment period for Pradhan Mantri Jeevan Jyoti Bima Yojana is from June 1 to May 31.
- If you’re willing to apply for the Pradhan Mantri Jeevan Jyoti Bima Yojana, then you don’t need any type of medical examination.
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How To Claim For Pradhan Mantri Jeevan Jyoti Bima Yojana?
Keep in mind that under PM Jeevan Jyoti Bima Yojana, the nominee can present the claim only after the death of the insured. Prior to this, no proposal for a claim can made in any case. For redressal of your question, How To Claim For Pradhan Mantri Jeevan Jyoti Bima Yojana, the nominee of the policyholder should establish contact with the bank after the death of the insured person.
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After which the nominee will get the claim form & discharge receipt in the context of the Pradhan Mantri Jeevan Jyoti Bima Yojana 2023 from the bank. After which, photographs of the death certificate & canceled check have to submit together with this claim form & discharge receipt.
Steps to Apply for PM Jeevan Jyoti Bima Yojana
- 1st of all, you’ve to approach the official web page of Jan Suraksha at jansuraksha.gov.in.
- After reaching the home page of the official web page, you’ve to download the PMJJBY Application Form PDF & fill out all the information asked for in this form correctly.
- In this way, as soon as you fill out the correct detail about yourself, to apply for the Pradhan Mantri Jeevan Jyoti Bima Yojana 2023, you’ve to go to the bank where your active savings bank account is open.
- At this point in time, you’ve to make sure that there is sufficient balance in your account to pay this premium.
- After this, you’ve to submit a consent letter & an auto-debit of the premium amount.
- In this way, you can apply for the PM Jeevan Jyoti Bima Yojana 2023.
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Frequently Asked Questions
What is the last date for PMJJBY?
The life cover of Rs. 2 lakhs will be provided for one year period stretching from 1st June to 31st May and will be renewable. The premium for this scheme is Rs.
How to get PMJJBY certificate?
Log into your bank account on your bank's official website and access the net banking facility. Navigate to the insurance section. This will be a tab at the top stating 'Insurance'. In the Insurance section, go to 'Social Security Scheme' and choose the 'PMJJBY' option under it.
Who can apply for PMJJBY?
The PMJJBY is available to people in the age group of 18 to 50 years having a bank account who give their consent to join / enable auto-debit. Aadhar would be the primary KYC for the bank account. The life cover of Rs. 2 lakhs shall be for the one year period stretching from 1st June to 31st May and will be renewable.
How much amount is given in PM Jeevan Jyoti Bima Yojana?
Interested people who give their consent to join and enable auto-debit can avail of the benefits of this scheme. A life cover of Rs. 2 lakhs is available under the PMJJBY scheme, at a premium of Rs. 330 per annum per member, and is renewable every year.