Kisan Credit Card Yojana: The government has fixed a aim of doubling the income of the Indian farmers. Retaining this in your mind, the central government has initiated the Kisan Credit Card scheme. Today we are going to offer you all the important details related to Kisan Credit Card Scheme with the help of this page. By reading this page, you will get full details related to this government scheme. Such as what is Kisan Credit Card Scheme ?, Its advantages, aim, features, eligibility, important documents, application procedure, etc. Thus, friends, if you wish to grab detailed information regarding Kisan Credit Card Scheme, then you may read this article till the last.
KCC Kisan Yojana 2025
Under the Kisan Credit Card Yojana, a credit card will be offered to the farmers of the nation. With the help of which a loan of 1 lakh 60 thousand will be provided to them. Farmers of the nation will be able to take good care of their farming. With this, farmers will also be applicable to insure their crops. Currently, livestock farmers and fishermen have also been involved under the Kisan Credit Card yojana. In case you also wish to grab a credit card under Kisan Credit Card Scheme, then you have to log on to the official website and follow our provided procedure. Loans under Kisan Credit Card Scheme will be offered to farmers at 4% interest rate without any guarantee.
PM Kisan Credit Card Scheme Overview
| Name of the Scheme | Kisan Credit Card Scheme |
| Initiated by | by central government |
| Scheme’s beneficiary | farmers of the Country |
| Perspective | Offering low interest tax credit |
| Category | Sarkari Yojana |
| official website | pmkisan.gov.in |
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Farmer Credit Card Scheme
Digitization of Kisan Credit Card will make easy the lending procedure and assist in decreasing the price of the borrowers. Delivery time will also be notably decreased. This period of 04 weeks may be decreased to 2 weeks. Other than from this, Reserve Bank of India has said that retaining in mind the chapters learned from this pilot project, a campaign for digitization of Kisan Credit Card will be started all over the nation.
All the Private and Government banks have also been asked by the government to ready a list of all PM Kisan beneficiaries and to match this list with the list of profit gainers of Kisan Credit Card. Thus, that a list can be created of those people who are grabbing the advantages of PM Kisan Yojana but are not grabbing the advantages of the Kisan Credit Card Yojana.
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Kisan Credit Card Registration
The Reserve Bank of India is deciding to digitize Kisan Credit Card under the the scheme of the Kisan Credit Card 2025 to more change in the credit supply system in rural fields. Currently, the central government has planned to initiate a pilot project for digitization of Kisan Credit Cards in MP and Tamil Nadu. This project will be utilized in some chosen districts of Madhya Pradesh and Tamil Nadu along with Federal Bank, and Union Bank of India. Under the scheme, emphasis will be provided on automation of many categories of processes of banks and integration of their systems with facility providers.
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The list of the beneficiaries who are grabbing the benefit of PM Kisan Yojana but not grabbing the advantage of Kisan Credit Card yojana will be sent by the bank to the Sarpanch of the village. After this all over method, the beneficiaries of PM Kisan will be promoted to grab their Kisan Credit Card created. Other than from this, an SMS will be sent by the government to all the farmers of the nation with the help of Prime Minister Kisan Portal. With the help of this SMS, they will be prompted to get their own Kisan Credit Card.
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How Can I Apply Kisan Credit Card Online ?
Farmers have to pay seven percent interest for this Credit card loan, the farmers of the nation who wish to grab advantages under this scheme, then they will have to fill the application form for a credit card. Now, we will say you how you can fill the application form for getting a credit card under this scheme.
- First of all, you should have to log on to the official website of PM Kisan Samman Nidhi Yojana pmkisan.gov.in.
- After that, you should have to the main page of the official website.
- On the home page, you will watch the alternative of Download KCC Form. You have to tap on this alternative. After clicking on the alternative, Kisan Credit Card Yojana Application Form PDF will appear in front of you, from here you can also download the application.
- After downloading the KCC Yojana application form, you have to provide all the details as required in the form. After filling all the details carefully, you have to attach all your required documents with the application form.
- After this, you will have to submit your KCC Yojana application form by going to the bank in which your account is available.
- After checking the data offered by the farmer, the application will be granted and the application will go to the login of the branch of the your regular bank account where the amount of Kisan Samman Nidhi Yojana is got. All those farmers whose applications will be accepted, they will be provided Kisan Credit Card within 15 days. To create this scheme transparent, tracking of application software will be provided to Deputy Agriculture Director, Lead District Manager, and District Magistrate.
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Procedure To Apply Through Bank Under Kisan Credit Card Scheme
- First of all, you have to log on to the official website of the bank.
- Now the main page will appear in front of you.
- On the main page of the official website, you have to tap on the alternative of Kisan Credit Card Form.
- After that you have to tap on Apply Now alternative.
- Now the application form will appear in front of you.
- You have to key in all the important details asked in the application form such as your name, mobile number, email id etc.
- After that you have to upload all the required documents.
- Now you have to click on submit alternative.
- In this procedure, you will be applicable to apply under Kisan Credit Card Yojana.
Important Links:
PM Kisan Credit Card Scheme: Click Here
Rashtriya Poshan Abhiyan: Click Here
FAQ’S
What is KCC Kisan Yojana 2025?
KCC Kisan Yojana (Kisan Credit Card Scheme) is a government initiative aimed at providing financial support to farmers for meeting their agricultural and allied activities. It offers credit to farmers in the form of a Kisan Credit Card, which can be used for purchasing agricultural inputs, equipment, and other necessary resources.
Who is eligible for KCC Kisan Yojana 2025?
Eligibility criteria for KCC Kisan Yojana include: Indian citizens who are farmers or agriculturalists. Farmers growing crops, rearing livestock, or involved in other agriculture-related activities. Small and marginal farmers, tenant farmers, and self-employed farmers are also eligible. Applicants should have a valid landholding document or other required documentation for land use.
What is the loan limit under KCC Kisan Yojana 2025?
The loan limit varies based on the farmer's needs and landholding. Typically, farmers can avail of loans up to Rs. 3 lakhs under the KCC scheme. The exact amount is determined by the farmer’s creditworthiness, landholding, and agricultural needs.
Can I use my KCC Kisan Yojana for non-agricultural purposes?
No, KCC Kisan Yojana is specifically for agricultural activities and related needs. It cannot be used for non-agricultural purposes. However, loans can be used for various farming-related expenses such as crop production, purchasing equipment, or covering expenses for livestock.
What if I am unable to repay my KCC loan on time?
In case of delayed repayment, farmers may be charged an additional penalty or higher interest rates. It is important to contact the bank in case of financial difficulties to explore possible solutions, including restructuring or rescheduling the loan.
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