PM Jan Dhan Yojana 2024 Apply Online, Registration Form

PM Jan Dhan Yojana 2024 :- The PMJDY scheme aims to give financial services like savings or fixed deposit accounts, insurance, pension, remittance and credit. Until now, higher 32.41 crore PMJDY accounts have been opened, which hold just around Rs. 81,200 crores of deposit balance.

In the previous 8 years, the scheme has successfully offered financial freedom to the poor & needy section of our society.

PM Jan Dhan Yojana 2024

PM Jan Dhan Yojana is a financial inclusion program of the Indian Government targeted to open one bank account per household in the nation. All the payments about wages, subsidies etc. are transferred directly to these Jan Dhan Accounts. In the wake of COVID-19 pandemic across the nation, the Central government has offered well-being to PMJDY account holders under the Pradhan Mantri Garib Kalyan Yojana Relief Package.

Pradhan Mantri Jan Dhan Loan Scheme Online Registration, SBI, BOB, ICICI Jan Dhan Yojana Account Opening Online Application Form PDF Download, Eligibility, Beneficiary List, Payment/ Amount Status, Features, Benefits and Check Online Application Status at Official web page

PM Jan Dhan Yojana 2024

PM Jan Dhan Yojana 2024 Details

Scheme Name PM Jan Dhan Yojana 2024
Launched by Prime Minister of India Shree Narendra Modi
Category Sarkari Yojana
Benefit of Scheme To open Jan Dhan Account with zero balance
Year 2024
Main Objective For promoting saving money through saving account with zero balance required condition
Beneficiaries under scheme Citizen of India
Official Website

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Pradhan Mantri Jan Dhan Yojana (PMJDY) 2024

Pradhan Mantri Jan Dhan Yojana is one of the greatest financial initiatives of Modi government of connecting each and every household of the country to financial services. This PMJDY scheme was issued on 28th August 2014 by the Prime Minister Narendra Modi at a national level function in Delhi. This scheme is not confined to the opening of bank accounts but as well give insurance & facilities and services to the beneficiaries.

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As of January 2022, PMJDY has benefitted 41.6 Crore beneficiaries yet and a fund of total Rs.119,706.97 Crore has been transferred to Jan Dhan Accounts. This for a big scheme for the beneficiaries. Out of which, 22.44 crore accounts were held by women and 18.19 crore by men.

PM Jan Dhan Yojana Online Apply

Pradhan Mantri Jan-Dhan Yojana has declared by the Department of Financial Services Ministry of Finance Government of India. The Pradhan Mantri Jan-Dhan Yojana is a national level Financial Inclusion which is useful for Indian Nationals to make sure access to financial services namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner. Candidates can check the Benefits & Beneficiary List at Applicants can open the accounts in any bank branch or Business Correspondent (Bank Mitr) outlet. Banks will be opened Jan Dhan Accounts with Zero balance. Scheme beneficiaries can as well receive a chequebook facility, which will have to fulfil minimum balance criteria.

Benefits Provided Under PMJDY

This scheme gives following advantages to the beneficiaries-

  • Opening a saving bank account for a person not having a bank account.
  • Account holders under this scheme earns the interest on their deposited amount like other accounts.
  • Jan Dhan Accounts can be opened with zero balance and therefore it’s not compulsory to keep a minimum amount of balance in these accounts.
  • All the account holders are offered a RuPay Debit Card.
  • Accounts holders can simply transfer cash across India.
  • With this account, beneficiary can access pension, insurance or subsidy facilities.
  • Together with the debit cards, eligible Jan Dhan account holders as well get accident insurance cover of 1 lakh rupee. For accounts opened after 28th August 2018, the amount of insurance cover has been raised from 1 lakh to 2 lakhs.
  • Eligible account holders who have opened their accounts for the 1st time between the time period from 15th August 2014 to 31st January 2015 receives a life insurance cover of Rs.3lakh.
  • PMJDY as well give a facility of an overdraft up to Rs.10000 to all the eligible account holders per household (lady of the house is preferred).

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Eligibility for PMJDY

As such there is no particular eligibility criteria required for receiving the well-being under this program. An individual who is 10 years of age or above can open a Jan Dhan account.

The age of availing overdraft and other well-beings under this scheme is different. The age limit of account holders for availing the welfare of Overdraft is now 18-65 years. (which has revised from 18 to 60 years)

Document Required for Pradhan Mantri Jan Dhan Yojana

  • Passport.
  • Driving Licence.
  • Permanent Account Number (PAN) Card.
  • Voter’s Identity Card .
  • NREGA Job Card.
  • Aadhar Card with Permanent Address Proof.
  • Any other document as notified by the Central Government.
  • Officially valid documents:
  • Identity card with applicant’s photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions.
  • Letter issued by a Gazetted officer, with a duly attested photograph of the person.

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How to Apply for PM Jan Dhan Yojana?

All the candidates are requiring to receive the application form and after filling it, they have to visit the nearest bank. Application form is available in both Hindi & English language on the official web page. The pdf link of both the application forms is as well shared below in this section.

You can check the complete procedure for opening a Jan Dhan Account in the easy steps shared below-

  • To download the application from either go to the official PMJDY page i.e. or easily download the application form from the links at the end of this section.
  • Now, on the homepage tap on the “Account Opening Form” link according to your language preference.
  • Application form will open.
  • Download the form and take a hard copy of it.
  • Fill in all the details carefully in the application form.
  • Take the filled application together with the officially valid documents to the bank.
  • Submit the application form at the bank. Follow all the directives offered by the bank and complete the application formalities.
  • After processing of application, your Jan Dhan account will generate.

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Banks offering BSBDA service

You can visit any of the below public-sector banks’ branch to open the Jan Dhan Yojana account:

  • State Bank of India (SBI)
  • State Bank of Bikaner & Jaipur
  • State Bank of Hyderabad
  • State Bank of Mysore, State Bank of Patiala
  • State Bank of Travancore
  • Bank of Baroda (BoB)
  • Andhra Bank
  • Bank of Maharashtra
  • Bank of India (BoI)
  • Canara Bank
  • Corporation Bank
  • IDBI Bank
  • Indian Bank
  • Punjab National Bank (PNB)
  • Central Bank of India
  • Vijaya Bank
  • Punjab & Sind Bank, Bank
  • Syndicate Bank
  • Dena Bank
  • Allahabad Bank
  • Union Bank of India
  • Oriental Bank of Commerce (OBC)

Private Sector Banks Where You Can Open Jan Dhan Yojana Account

  • ICICI Bank Ltd.
  • Axis Bank Ltd.
  • HDFC Bank Ltd.
  • Federal Bank Ltd.
  • IndusInd Bank Ltd.
  • ING Vysya Bank Ltd.
  • Karnataka Bank Ltd.
  • Kotak Mahindra Bank Ltd.
  • YES Bank Ltd.
  • Dhana Laxmi Bank Ltd.

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PM Jan Dhan Yojana 2024 Online FAQ

Where can I open my PM Jan Dhan Account?

You can open your account in any of the bank or any Business Correspondents’ (Kiosks like Bank Mitra).

Can I open my Jan Dhan account to avail the benefit of corona relief fund?

The benefit is being provided only to the existing account holders.

Can I open a joint Account under PM Jan Dhan Yojana?

Yes, you can open a joint account.

Is there any minimum limit of amount required to open a Jan Dhan Account?

No, you can open it with zero account balance.

What is the official site of PM Jan Dhan Yojana?

PM Jan Dhan Yojana's Official Site is

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