Google Pay Transaction Limit in 2024 – Google Pay is one of the famous online payment portal in India. The portal is meant to be one of the most secure UPI payment apps in the nation & comes loaded with a plethora of options, cashback & more.
However, sometimes you might find yourself in a weird situation that you might not able to transfer money with the app. The Google Pay or GPay application despite having the required balance in your bank account. There’re many reasons why you’re not able to make the transaction & in this post, we’re going to tell you why this is the case. So, let’s find out the daily transactions limit on Google Pay & other things you should know.
Google Pay Transaction Limit in 2024
Contents
Searching for the GPay per day limit in India? Want to know the maximum transaction limit of Google Pay? So, here is the article to answer all your questions. Know about the GPay per day transfer limit and as well the maximum transaction limit in Google Pay which differs as per banks.
Google Pay Transaction Limit in 2024 Overview
| Article Name | Google Pay Transaction Limit in 2024 |
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GPay/Google Pay Transaction Limit Per Day
The GPay limit per day for money transfers is ₹1,00,000. However, you can only send money a maximum of 10 times in GPay or any other UPI app. But, if you want to transfer more funds, you’re permitting to do so after 24 hours have passed. The UPI transfers, all combined, have the upper said GPay transfer limit per day. To avoid fraud, google pay permits you to appeal a maximum of ₹2,000 in a day through your VPA in UPI.
After installing the app, you may have to transfer ₹1 to GPay to make sure that the setup is complete. But, the ₹1 will be refunded back to your account. The 1st transaction limit of Google Pay is as well ₹1,00,000.
Businesses have to accept many of UPI payments a day. Additionally, please note that the GPay transaction limit for Initial Public Offering (IPO) & Retail Direct Scheme (RDS) is ₹5 lakhs, as per NPCI.
The NPCI proposed to put a 30% volume cap on all UPI apps. This is to make sure that UPI apps such as PhonePe & GPay do not have a monopoly on the UPI market. Moreover, the deadline for limiting the volume cap for TPAPs (Third Party App Providers) has extended by 2 years up to December 31, 2024.
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Google Pay Transaction Limit for Different Banks
| Name of Institution | Per Transaction Limit of Google Pay (INR) | GPay Transfer Limit Per Day (INR) | Google Pay Transaction Limit Per Week (INR) | GPay Transaction Limit Per Month (INR) |
| A P Mahesh Bank | 25,000 | 100,000 | NA | NA |
| Aditya Birla Bank | 100000 | 100000 | NA | NA |
| Airtel Payments | 1,00,000 | 1,00,000 | NA | NA |
| Allahabad Bank | 25,000 | 1,00,000 | NA | NA |
| Allahabad UP Gramin | 25,000 | 100,000 | NA | NA |
| Andhra Bank | 1,00,000 | 1,00,000 | NA | NA |
| Andhra Pradesh Grameen Vikas | 25000 | 25000 | NA | NA |
| Andhra Pragathi | 25000 | 25000 | NA | NA |
| Apna Sahakari | 100000 | 100000 | No limit | No limit |
| Assam Grameen | 5000 | 25000 | 50000 | 100,000 |
| Axis | 1,00,000 | 1,00,000 | NA | NA |
| Bandhan Bank | 100000 | 100000 | NA | NA |
| Bank of Baroda | 25,000 | 50,000 | NA | NA |
| Bank of Maharashtra | 10000 | 20000 | NA | NA |
| Baroda Gujarat Gramin Bank | 25,000 | NA | NA | NA |
| Baroda Uttar Pradesh Gramin | 25,000 | 100,000 | NA | NA |
| Bassein | 20000 | 40000 | NA | NA |
| Bihar Gramin | 100,000 | 200,000 | NA | 2,000,000 |
| BOI | 10,000 | 100,000 | NA | NA |
| Canara Bank | 100,000 | 100,000 | NA | NA |
| Catholic Syrian Bank | 1,00,000 | 1,00,000 | NA | NA |
| Central Bank of India | 25000 | 50000 | NA | NA |
| Chaitanya Godavari Gramin Bank | 25,000 | 100,000 | NA | NA |
| Chhattisgarh Rajya Gramin Bank | 25000 | 25000 | NA | NA |
| Citibank | 1,00,000 | 1,00,000 | NA | NA |
| Corporation Bank | 50000 | 1,00,000 | NA | 20,00,000 |
| Cosmos | 10000 | 50000 | NA | NA |
| City Union Bank | 1,00,000 | 1,00,000 | NA | NA |
| DBS Bank | 1,00,000 | 1,00,000 | NA | NA |
| DCB BANK | 25000 | 25,000 | NA | NA |
| Dena Bank | 100,000 | 100,000 | NA | NA |
| Deutsche Bank AG | 100,000 | NA | NA | NA |
| Dhanlaxmi Bank | 50,000 | 1,00,000 | NA | 1,500,000 |
| Dombivli Nagri Sahakari Bank | 100,000 | 100,000 | NA | NA |
| Equitas Small Finance Bank Payments Bank | 1,00,000 | 1,00,000 | NA | NA |
| Fino | 100000 | NA | NA | NA |
| Federal bank | 1,00,000 | 1,00,000 | NA | NA |
| G P Parsik Bank | 50000 | 100000 | 700000 | 3000000 |
| Gujarat State Bank | 25000 | 50000 | NA | NA |
| Hasti | 100000 | 100000 | NA | NA |
| HDFC Bank | 1,00,000 | 1,00,000 | NA | NA |
| HSBC Bank | 100000 | 100000 | NA | NA |
| Indian Bank | 1,00,000 | 1,00,000 | NA | NA |
| ICICI Bank | 10,000 | 10,000 | NA | NA |
| IDBI | 25,000 | 50,000 | NA | NA |
| IDFC | 1,00,000 | 100,000 | 700,000 | 3,000,000 |
| IndusInd Bank | 100000 | 100000 | NA | NA |
| IOB | 50,000 | 100,000 | NA | NA |
| Janta Sahakari Bank | 100000 | NA | NA | NA |
| Kallapanna | 25000 | 100000 | NA | NA |
| Karnataka Bank | 1,00,000 | 100,000 | NA | 20,00,000 |
| Karnataka Vikas | 25000 | 25000 | NA | NA |
| Karur Vysya Bank | 1,00,000 | 1,00,000 | NA | NA |
| Kaveri | 25000 | 25000 | NA | NA |
| Kerala Grameen Bank | **10-50000 | 50000 | NA | NA |
| Kotak bank | 25,000 | 50,000 | NA | NA |
| LVB | 100,000 | 100,000 | 700,000 | 3,100,000 |
| Langpi Dehangi | 25000 | 25000 | NA | NA |
| Mahanagar Bank | 25,000 | 100,000 | NA | NA |
| Maharashtra Grameen Bank | 25000 | 25000 | NA | NA |
| Malwa Gramin Bank | 25000 | 25000 | NA | NA |
| Meghalaya Rural Bank | 25000 | 25000 | NA | NA |
| Mehsana Urban Co-operative Bank | 1,00,000 | 1,00,000 | NA | NA |
| Mizoram | 25000 | 25000 | NA | NA |
| NKGSB Co-Op Bank Ltd | 20,000 | 40,000 | NA | NA |
| OBC | 1,00,000 | 1,00,000 | NA | NA |
| PNB | 100,000 | 100,000 | 4,00,000 | 1,000,000 |
| Punjab and Maharashtra Co-Op Bank Ltd | 1,00,000 | 1,00,000 | NA | NA |
| Paytm Payments Bank | 100000 | NA | NA | NA |
| Pragathi Krishna Grameen Bank | *10-20000 | 20000 | NA | NA |
| Prathama Bank | 25000 | 25000 | NA | NA |
| PSB | 25,000 | 25,000 | NA | NA |
| Purvanchal Bank | 25000 | 25000 | NA | NA |
| Rajasthan Marudhar | 25000 | 25000 | NA | NA |
| Rajkot Nagrik Bank | 100000 | 100000 | No limit | No limit |
| RBL | 50000 | 100000 | NA | NA |
| Samruddhi Co-Op Bank | 50,000 | 50000 | 350000 | 150000 |
| Saraswat Co-op Bank | 1,00,000 | 50,000 | NA | NA |
| Saurashtra Gramin Bank | 25000 | 25000 | NA | NA |
| SBI / State Bank of India | 100,000 | 100,000 | NA | NA |
| South Indian Bank | 1,00,000 | 1,00,000 | NA | NA |
| Standard Charter Bank | 100000 | NA | NA | NA |
| Standard Chartered Bank | 100000 | 100000 | NA | NA |
| SUCO SOUHARDA SAHAKARI BANK | 10000 | 8,00,000 | NA | NA |
| Surat People Cooperative Bank | 100,000 | 100,000 | NA | NA |
| SVC Bank | 10,000 | 20,000 | 140,000 | 600,000 |
| Syndicate bank | 50,000 | 50,000 | NA | NA |
| TELANGANA GRAMEENA BANK | 25000 | 25000 | NA | NA |
| Thane Bharat Sahakari Bank | 50000 | 100000 | No limit | No limit |
| Thane Janta sahakari Bank | 100000 | 100000 | No limit | No limit |
| The Jammu and Kashmir Bank Ltd | 25,000 | 25,000 | NA | 250,000 |
| The Kalyan janta sahakari Bank | 100000 | 100000 | No limit | No limit |
| The Sutex Co–Op Bank | 200000 | 200000 | NA | NA |
| TMBL | 20,000 | 100000 | NA | NA |
| UCO | 1,00,000 | 1,00,000 | NA | NA |
| Ujjivan Small Finance Bank | 50,000 | 100,000 | NA | NA |
| Union Bank of India | 1,00,000 | 100,000 | 5,00,000 | 20,00,000 |
| United Bank of India | 100,000 | 25,000 | NA | NA |
| Uttarakhand Gramin Bank | 25000 | 25000 | NA | NA |
| Vananchal | 25000 | 25000 | NA | NA |
| Varanchha Bank | 20,000 | 40,000 | NA | NA |
| Vijaya Bank | 50,000 | 50,000 | NA | NA |
| Vishveshwar Co opp Bank | 1,00,000 | 1,00,000 | NA | NA |
| Yes Bank | 1,00,000 | 1,00,000 | NA | NA |
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How To Go Beyond GPay Transaction Limit?
Now, the maximum transaction limit in GPay can a hurdle for businesses. As a merchant, you require to accept payments in massive amounts transfer funds & many times a day. Thankfully, the GPay limit per day doesn’t apply to peer-to-merchant transactions.
A payment gateway can assist you accept & disburse UPI payments seamlessly. In fact, as per a report by PwC, it is expected that daily UPI transactions will reach 1 billion by FY 2026-27. Out of these transactions, GPay had a share of 36%.
Offering GPay As a Payment Mode To Customers
In India, higher 12 lakh portals. Utilize GPay as a payment mode. The reason behind it is easy. It has one of the biggest users bases in India. However, it is simple to utilize and enhance user satisfaction with the payment procedure.
A payment gateway can assist you provide UPI apps such as GPay after easy integration. Let’s dive deeper to know other benefits of providing GPay as a payment mode through a payment gateway.
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Frequently Asked Questions
What is the transaction limit for GPay 2024?
While the maximum amount for Peer to Peer (P2P) transactions and most merchant payments is ₹1 lakh daily, for some Payment to Merchant (P2M) transactions such as credit card payments, loan repayments, and transactions in relation to capital markets, the limit is ₹2 Lakhs.
What are the new UPI guidelines for 2024?
The NPCI has recommended an interchange fee of up to 1.1% on UPI transactions above Rs.2,000 made through PPIs. This new rule will apply from 1st April 2024.
What is the daily limit of UPI?
With the ever-increasing volume of daily transaction on the UPI platform, the National Payments Corporation of India (NPCI), which had launched it, has now set a maximum daily transaction limit of Rs 1 lakh on the platform.